Real interest rate (%)

FR.INR.RINR๐Ÿ“‚ Financial Sector ๐ŸŒ 148 countries

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (aรทb)*100.

๐ŸŒ World Average (2024):4.28

All Countries โ€” Latest Data

148 countries
1๐Ÿ‡ฒ๐Ÿ‡ฌMadagascar48.6620242๐Ÿ‡ง๐Ÿ‡ทBrazil34.7320243๐Ÿ‡ฎ๐Ÿ‡ถIraq26.4020164๐Ÿ‡น๐Ÿ‡ฏTajikistan19.1920195๐Ÿ‡ฆ๐Ÿ‡ฟAzerbaijan16.3120246๐Ÿ‡ฑ๐Ÿ‡ทLiberia16.2920177๐Ÿ‡ฌ๐Ÿ‡ฒGambia, The15.3220248๐Ÿ‡ง๐Ÿ‡ญBahrain15.2520159๐Ÿ‡ฒ๐Ÿ‡ทMauritania15.18201710๐Ÿ‡บ๐Ÿ‡ฌUganda14.75201811๐Ÿ‡ฐ๐Ÿ‡ฌKyrgyz Republic14.36202412๐Ÿ‡ฒ๐Ÿ‡ฟMozambique14.33202413๐Ÿ‡ฐ๐Ÿ‡ชKenya13.14202414๐Ÿ‡ฑ๐Ÿ‡ฆLao PDR12.29201015๐Ÿ‡ฆ๐Ÿ‡ซAfghanistan12.14201716๐Ÿ‡น๐Ÿ‡ฑTimor-Leste12.08202417๐Ÿ‡ท๐Ÿ‡ผRwanda11.81202418๐Ÿ‡พ๐Ÿ‡ชYemen, Rep.11.79201319๐Ÿ‡ฆ๐Ÿ‡ฒArmenia11.59202420๐Ÿ‡ฌ๐Ÿ‡ณGuinea10.93200121๐Ÿ‡ธ๐Ÿ‡จSeychelles10.63202422๐Ÿ‡ซ๐Ÿ‡ฒMicronesia, Fed. Sts.10.57202123๐Ÿ‡ฉ๐Ÿ‡ดDominican Republic10.53202424๐Ÿ‡ญ๐Ÿ‡ณHonduras10.37202425๐Ÿ‡ฒ๐Ÿ‡ผMalawi9.92202426๐Ÿ‡จ๐Ÿ‡ดColombia9.79202427๐Ÿ‡น๐Ÿ‡ฟTanzania9.64202028๐Ÿ‡ฌ๐Ÿ‡ชGeorgia9.61202429๐Ÿ‡ง๐Ÿ‡งBarbados9.42202230๐Ÿ‡ป๐Ÿ‡บVanuatu9.41202431๐Ÿ‡ธ๐Ÿ‡ฟEswatini9.39202432๐Ÿ‡ธ๐Ÿ‡ฑSierra Leone9.17202433๐Ÿ‡ฒ๐Ÿ‡ฒMyanmar9.01202034๐Ÿ‡บ๐Ÿ‡ฟUzbekistan8.59202435๐Ÿ‡ง๐Ÿ‡ณBrunei Darussalam8.59202436๐Ÿ‡ญ๐Ÿ‡ทCroatia8.44201437๐Ÿ‡ฌ๐Ÿ‡นGuatemala8.43202438๐Ÿ‡ฌ๐Ÿ‡ฉGrenada8.25202439๐Ÿ‡ฒ๐Ÿ‡ปMaldives8.23202440๐Ÿ‡ฎ๐Ÿ‡ฉIndonesia7.83202441๐Ÿ‡ถ๐Ÿ‡ฆQatar7.77202442๐Ÿ‡ต๐Ÿ‡ชPeru7.73202243๐Ÿ‡น๐Ÿ‡นTrinidad and Tobago7.64202444๐Ÿ‡ณ๐Ÿ‡ฆNamibia7.46202445๐Ÿ‡ฟ๐Ÿ‡ฆSouth Africa7.42202446๐Ÿ‡ฑ๐Ÿ‡ธLesotho7.35202447๐Ÿ‡จ๐Ÿ‡ทCosta Rica7.28202448๐Ÿ‡ท๐Ÿ‡บRussian Federation7.15202449๐Ÿ‡ฑ๐Ÿ‡ฐSri Lanka7.10201950๐Ÿ‡ป๐Ÿ‡ณViet Nam7.08202351๐Ÿ‡ฑ๐Ÿ‡พLibya7.08201452๐Ÿ‡ฌ๐Ÿ‡พGuyana6.92202453๐Ÿ‡ง๐Ÿ‡ฟBelize6.92202454๐Ÿ‡ฏ๐Ÿ‡ฒJamaica6.80202455๐Ÿ‡บ๐Ÿ‡ฆUkraine6.51202456๐Ÿ‡ฏ๐Ÿ‡ดJordan6.46202457๐Ÿ‡ณ๐Ÿ‡ดNorway6.39202458๐Ÿ‡ต๐Ÿ‡ญPhilippines6.35201959๐Ÿ‡จ๐Ÿ‡ฎCote d'Ivoire6.25201760๐Ÿ‡ฑ๐Ÿ‡งLebanon6.17201961๐Ÿ‡ง๐Ÿ‡ซBurkina Faso6.13202162๐Ÿ‡จ๐Ÿ‡ปCabo Verde6.11202463๐Ÿ‡น๐Ÿ‡ฌTogo6.08201764๐Ÿ‡ฎ๐Ÿ‡ธIceland6.07202465๐Ÿ‡ฒ๐Ÿ‡ฝMexico6.02202466๐Ÿ‡ฐ๐Ÿ‡ผKuwait5.95202467๐Ÿ‡ฒ๐Ÿ‡ดMacao SAR, China5.81202468๐Ÿ‡ธ๐Ÿ‡งSolomon Islands5.80202169๐Ÿ‡ง๐Ÿ‡นBhutan5.61202470๐Ÿ‡ฒ๐Ÿ‡บMauritius5.44202471๐Ÿ‡บ๐Ÿ‡พUruguay5.40202472๐Ÿ‡ฑ๐Ÿ‡จSt. Lucia5.27202473๐Ÿ‡จ๐Ÿ‡ณChina5.09202474๐ŸŒKosovo5.08201875๐Ÿ‡ณ๐Ÿ‡ชNiger4.75201776๐Ÿ‡ต๐Ÿ‡ฆPanama4.61202277๐Ÿ‡ง๐Ÿ‡ฏBenin4.56202178๐Ÿ‡ธ๐Ÿ‡ณSenegal4.51201779๐Ÿ‡ฉ๐Ÿ‡ฟAlgeria4.47202480๐Ÿ‡ฒ๐Ÿ‡พMalaysia4.46202481๐Ÿ‡ฆ๐Ÿ‡ฑAlbania4.00202482๐Ÿ‡ง๐Ÿ‡ธBahamas, The3.95202483๐Ÿ‡ต๐Ÿ‡พParaguay3.75202184๐Ÿ‡ณ๐Ÿ‡ฎNicaragua3.66202485๐Ÿ‡น๐Ÿ‡ญThailand3.55202486๐Ÿ‡ฎ๐Ÿ‡ทIran, Islamic Rep.3.45201687๐Ÿ‡ฒ๐Ÿ‡ฑMali3.41201788๐Ÿ‡ง๐Ÿ‡ผBotswana3.38202489๐Ÿ‡ฉ๐Ÿ‡ฒDominica3.37202490๐Ÿ‡ป๐Ÿ‡จSt. Vincent and the Grenadines3.26202491๐Ÿ‡ฎ๐Ÿ‡นItaly3.23202492๐Ÿ‡ณ๐Ÿ‡ฌNigeria2.88202393๐Ÿ‡ง๐Ÿ‡ฉBangladesh2.78202494๐Ÿ‡ฐ๐Ÿ‡ฒComoros2.71202295๐Ÿ‡ง๐Ÿ‡ดBolivia2.60202496๐Ÿ‡จ๐Ÿ‡ฑChile2.55201897๐Ÿ‡ฎ๐Ÿ‡ณIndia2.52202298๐Ÿ‡ฒ๐Ÿ‡นMalta2.40201399๐Ÿ‡ฒ๐Ÿ‡ฉMoldova2.202024100๐Ÿ‡ฒ๐Ÿ‡ฐNorth Macedonia2.102024101๐Ÿ‡ธ๐Ÿ‡ชSweden1.902006102๐Ÿ‡ญ๐Ÿ‡ฐHong Kong SAR, China1.842024103๐Ÿ‡ธ๐Ÿ‡ทSuriname1.762024104๐Ÿ‡ฒ๐Ÿ‡ชMontenegro1.692024105๐Ÿ‡จ๐Ÿ‡ญSwitzerland1.672024106๐Ÿ‡ฆ๐Ÿ‡บAustralia1.572019107๐Ÿ‡ต๐Ÿ‡ฌPapua New Guinea1.492024108๐Ÿ‡ญ๐Ÿ‡บHungary1.452024109๐Ÿ‡ฒ๐Ÿ‡ณMongolia1.392021110๐Ÿ‡ง๐Ÿ‡พBelarus1.132024111๐Ÿ‡ณ๐Ÿ‡ฟNew Zealand1.112017112๐Ÿ‡ฏ๐Ÿ‡ตJapan1.072017113๐Ÿ‡จ๐Ÿ‡ฟCzechia0.782024114๐Ÿ‡ฐ๐Ÿ‡ทKorea, Rep.0.632024115๐Ÿ‡ฐ๐Ÿ‡ณSt. Kitts and Nevis0.432024116๐Ÿ‡ณ๐Ÿ‡ฑNetherlands0.352013117๐Ÿ‡ฆ๐Ÿ‡ฌAntigua and Barbuda0.322024118๐Ÿ‡ง๐Ÿ‡ฆBosnia and Herzegovina0.302024119๐Ÿ‡จ๐Ÿ‡ฆCanada0.132017120๐Ÿ‡ธ๐Ÿ‡นSao Tome and Principe0.122024121๐Ÿ‡ผ๐Ÿ‡ธSamoa0.012024122๐Ÿ‡ท๐Ÿ‡ธSerbia-0.182010123๐Ÿ‡น๐Ÿ‡ดTonga-0.452024124๐Ÿ‡ท๐Ÿ‡ดRomania-0.752024125๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom-1.082014126๐Ÿ‡บ๐Ÿ‡ธUnited States-1.092021127๐Ÿ‡ฆ๐Ÿ‡ผAruba-1.222023128๐Ÿ‡ต๐Ÿ‡ฐPakistan-1.452021129๐Ÿ‡ซ๐Ÿ‡ฏFiji-1.452024130๐Ÿ‡ธ๐Ÿ‡ฒSan Marino-1.602023131๐Ÿ‡ฎ๐Ÿ‡ฑIsrael-1.882022132๐Ÿ‡ง๐Ÿ‡ฌBulgaria-2.492024133๐ŸŒWest Bank and Gaza-3.122021134๐Ÿ‡จ๐Ÿ‡ฉCongo, Dem. Rep.-3.532021135๐Ÿ‡ฟ๐Ÿ‡ฒZambia-3.892020136๐Ÿ‡ฆ๐Ÿ‡ดAngola-4.182024137๐Ÿ‡ฌ๐Ÿ‡ผGuinea-Bissau-4.882017138๐Ÿ‡ธ๐Ÿ‡ฌSingapore-5.122021139๐Ÿ‡ด๐Ÿ‡ฒOman-5.922021140๐Ÿ‡ง๐Ÿ‡ฎBurundi-6.522023141๐Ÿ‡ช๐Ÿ‡ฌEgypt, Arab Rep.-7.032024142๐Ÿ‡ญ๐Ÿ‡นHaiti-13.152023143๐Ÿ‡ช๐Ÿ‡นEthiopia-17.122008144๐Ÿ‡ธ๐Ÿ‡ดSomalia, Fed. Rep.-18.461988145๐Ÿ‡ธ๐Ÿ‡ธSouth Sudan-26.892024146๐Ÿ‡ฆ๐Ÿ‡ทArgentina-47.432024147๐Ÿ‡ฟ๐Ÿ‡ผZimbabwe-85.892024148๐Ÿ‡ป๐Ÿ‡ชVenezuela, RB-89.472017