Interest rate spread (lending rate minus deposit rate, %)
FR.INR.LNDP📂 Financial Sector 🌍 140 countries
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
🌍 World Average (2024):6.00
All Countries — Latest Data
140 countries1🇿🇼Zimbabwe10720232🇲🇬Madagascar40.5820233🇧🇷Brazil32.5220244🇱🇦Lao PDR19.6120105🇹🇯Tajikistan18.3720196🇰🇬Kyrgyz Republic18.1120247🇨🇩Congo, Dem. Rep.17.5520218🇸🇹Sao Tome and Principe15.5220239🇸🇸South Sudan14.54202410🇸🇱Sierra Leone13.74202411🇲🇿Mozambique13.48202412🇸🇴Somalia, Fed. Rep.13.04198813🇬🇲Gambia, The13.01202314🇫🇲Micronesia, Fed. Sts.12.58202115🇦🇴Angola12.00202416🇲🇷Mauritania11.33201717🇺🇦Ukraine10.48202418🇺🇬Uganda10.46201819🇹🇱Timor-Leste10.07202420🇹🇿Tanzania10.00202021🇭🇹Haiti9.52202322🇲🇳Mongolia9.41202123🇵🇾Paraguay9.09202124🇲🇲Myanmar9.00202025🇳🇮Nicaragua8.99202426🇱🇸Lesotho8.75202427🇱🇷Liberia8.22201728🇻🇺Vanuatu8.02202429🇵🇬Papua New Guinea8.00202330🇧🇧Barbados7.91202231🇲🇻Maldives7.83202432🇵🇪Peru7.78202233🇬🇾Guyana7.60202434🇮🇶Iraq7.58201635🇬🇹Guatemala7.46202436🇦🇷Argentina7.46202437🇸🇨Seychelles7.42202438🇭🇷Croatia7.23201439🇭🇳Honduras7.09202440🇸🇿Eswatini6.97202441🇼🇸Samoa6.84202442🇾🇪Yemen, Rep.6.83201343🇲🇽Mexico6.68202444🇧🇿Belize6.35202445🇲🇪Montenegro6.35202446🇻🇪Venezuela, RB6.33201747🇩🇿Algeria6.25202448🇹🇴Tonga6.21202449🇨🇴Colombia6.20202450🇳🇬Nigeria6.17202351🇨🇻Cabo Verde6.12202452🇦🇿Azerbaijan6.08202453🇧🇹Bhutan6.04202454🇹🇹Trinidad and Tobago6.00202455🇰🇲Comoros5.97202256🇬🇩Grenada5.93202457🇵🇦Panama5.88200658🇻🇨St. Vincent and the Grenadines5.85202459🇯🇲Jamaica5.76202460🇷🇼Rwanda5.69202461🇳🇦Namibia5.58202462🇲🇩Moldova5.57202463🇩🇴Dominican Republic5.48202464🇧🇴Bolivia5.46202365🇲🇴Macao SAR, China5.36202466🌐Kosovo5.34201867🇲🇺Mauritius5.24202468🇭🇰Hong Kong SAR, China5.21202469🇮🇷Iran, Islamic Rep.5.20201670🇸🇷Suriname5.18202471🇦🇬Antigua and Barbuda5.17202472🇪🇬Egypt, Arab Rep.5.13202473🇸🇬Singapore5.13202174🇧🇳Brunei Darussalam5.11202475🇱🇨St. Lucia5.08202476🇺🇿Uzbekistan5.01202477🇦🇲Armenia5.00202478🇬🇳Guinea4.85200179🇸🇧Solomon Islands4.71202180🇦🇱Albania4.58202481🇻🇳Viet Nam4.54202382🇧🇾Belarus4.43202483🇰🇪Kenya4.42202384🇰🇳St. Kitts and Nevis4.37202485🇧🇬Bulgaria4.29202486🇩🇲Dominica4.23202487🇧🇭Bahrain4.17201588🇷🇺Russian Federation4.05202389🇧🇼Botswana3.91202490🇧🇸Bahamas, The3.71202491🇿🇦South Africa3.71202492🇨🇷Costa Rica3.64202493🇦🇺Australia3.54201994🇱🇾Libya3.50201495🇲🇰North Macedonia3.44202496🇮🇩Indonesia3.37202497🇪🇹Ethiopia3.32200898🌐West Bank and Gaza3.32202199🇷🇴Romania3.232024100🇸🇲San Marino3.202024101🇵🇭Philippines3.012019102🇦🇼Aruba3.002023103🇭🇺Hungary2.952024104🇫🇯Fiji2.942024105🇵🇰Pakistan2.912021106🇳🇴Norway2.892024107🇨🇳China2.852024108🇧🇦Bosnia and Herzegovina2.842024109🇬🇧United Kingdom2.751998110🇨🇿Czechia2.682024111🇲🇾Malaysia2.642024112🇺🇾Uruguay2.612024113🇨🇦Canada2.602017114🇸🇪Sweden2.592006115🇹🇭Thailand2.542024116🇱🇰Sri Lanka2.532019117🇮🇱Israel2.522022118🇰🇼Kuwait2.472024119🇯🇴Jordan2.442024120🇨🇭Switzerland2.052024121🇬🇪Georgia1.482024122🇨🇱Chile1.482018123🇳🇿New Zealand1.462017124🇴🇲Oman1.352021125🇧🇩Bangladesh1.332024126🇰🇷Korea, Rep.1.252024127🇶🇦Qatar0.982024128🇧🇯Benin0.952021129🇧🇫Burkina Faso0.952021130🇱🇧Lebanon0.822019131🇿🇲Zambia0.762020132🇯🇵Japan0.672017133🇳🇱Netherlands-0.942013134🇨🇮Cote d'Ivoire-1.352017135🇬🇼Guinea-Bissau-1.352017136🇲🇱Mali-1.352017137🇳🇪Niger-1.352017138🇸🇳Senegal-1.352017139🇹🇬Togo-1.352017140🇷🇸Serbia-6.442010